What does it Mean to be Digital?

Ignacio Salguero, General Counsel, Chubb, Argentina

Today we can see that the concept of digital is surrounding everything we come across. From mobility services, to grocery store, or even buying insurance, digital seems to be norm these days, but what it means and how can we help from our legal departments to became “digital”? First of all, there’s a difference to address that being digital doesn’t mean being “electronic” (and they are often confused). Being digital is a way to connect to our internal and external clients differently, more agile and closer than ever before while being “electronic” is just mantling the same process but with a digital tool in the process. So, in order to define digital we need first to understand the difference between using a laptop or an electronic device and having a digital experience.

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Argentina IT Insurance October 2018 Vol.12, No. 45, Autumn 2018

Ignacio Salguero

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Graduated in Law in 2007, with a Master in Corporate Law of the University of Buenos Aires and posgraduate studies at the Catholic University of Argentina and the Austral University. With 12 years of experience as legal counsel in multinational companies such as Zurich, Mapfre and Duke Energy, working on providing legal advice on fiscal and regulatory matters, M&A transactions, strategic alliances and due diligences. Currently working in Argentina as General Counsel of CHUBB with regional functions on Captive Programs, Multinational Business and Corporate Governance.

Chubb

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Chubb is the world’s largest publicly traded property and casualty insurer. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. We combine the precision of craftsmanship with decades of experience to conceive, craft and deliver the very best insurance coverage and service to individuals and families, and businesses of all sizes. Chubb is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. The company serves multinational corporations, mid-size and small businesses with property and casualty insurance and risk engineering services; affluent and high net worth individuals with substantial assets to protect; individuals purchasing life, personal accident, supplemental health, homeowners, automobile and specialty personal insurance coverage; companies and affinity groups providing or offering accident and health insurance programs and life insurance to their employees or members; and insurers managing exposures with reinsurance coverage. Chubb has more than $167 billion in assets and $36 billion of gross premiums written in 2017. Chubb’s core operating insurance companies maintain financial strength ratings of AA from Standard & Poor’s and A++ from A.M. Best. Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London and other locations, and employs approximately 31,000 people worldwide.

Argentina IT Insurance October 2018 Vol.12, No. 45, Autumn 2018