Solving the Business Risk Puzzle: Linking Insurance Coverages to Avoid Gaps and Minimize Losses

John Albright, Chief Legal Officer & Corporate Secretary, HUB International, USA

Increased regulations and class action suits over the last decade have resulted in a new and riskier corporate and management liability landscape—one in which as many as 60 percent of small to mid-size businesses close their doors following a major business event, like a data breach. This outcome is often attributable to businesses that have acquired, merged and expanded beyond their current scope of coverage, and in turn, may be playing catch up to match their existing policies with new and evolving risk profiles.

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USA Risk Insurance November 2016 Vol.10, No. 37, Autumn 2016

John Albright

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John Albright, Chief Legal Officer at HUB International has 20 years of legal and commercial management experience in public, private and private equity-owned companies and large law firm settings. Mr. Albright is a seasoned, business-focused legal executive with 20 years of experience in public, private and private equity-owned company and large law firm settings. While serving as the general counsel for several multinational corporations in complex and vastly different market segments, he amassed a record of building and leading highly efficient and effective legal departments. Prior to accepting his current role of CLO at HUB International, Mr. Albright served as Executive Vice President, General Counsel for Information Resources, Inc., a billion dollar data, technology and market research company with operations in 14 countries. He previously served as General Counsel for Accenture HR Services, Inc., an HR outsourcing joint venture that was ultimately acquired by Accenture during his tenure, and as both Division Counsel and Intellectual Property Counsel for Network Solutions, Inc., a large, Internet products and services company. In this latter role, he supported the $21 billion sale of Network Solutions (then a public company) to Verisign. Mr. Albright began his legal career in Atlanta as an intellectual property and technology attorney with both Alston & Bird and Finnegan Henderson, focusing on complex litigation before state and Federal courts and the International Trade Commission.

HUB International

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HUB International was formed with the merger of 11 privately held Canadian insurance brokerages in 1998. Today, we are ranked among the largest insurance brokers worldwide. The entrepreneurial spirit that formed HUB is evident today in the way we do business. Our company is organized around large regional offices with over 330 satellite locations. Our structure enables us to be proactive in addressing local market needs while centrally managing the growth of our business with consistent standards. While global, our strength lies in our commitment to the communities we live and do business in. We are here to help you evaluate your risks and develop solutions that are tailored to your needs.

USA Risk Insurance November 2016 Vol.10, No. 37, Autumn 2016