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Yusuf Cassim was appointed Vice President, Intellectual Property, Licensing and Contracts in February 1998. His practice focuses on counseling clients regarding technology licensing, outsourcing, information security, electronic commerce, intellectual property, and real estate. He is also responsible for Schwab's patent and open source programs and developed Schwab's formal patent risk assessment program, including enhancing Schwab's proactive approach to monitoring potential areas of IP risk. Mr. Cassim writes and speaks frequently on legal issues of doing business on the Internet, technology in the workplace and Open Source. Mr. Cassim also participates in technology industry groups in the financial services industry. Mr. Cassim is admitted to practice law in South Africa and California. He has a JSM (LLM) from Stanford University, School of Law and a JD from UCLA School of Law.