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© 2026 International In-house Counsel Journal Ltd. | ISSN 1754-0607 | Picture Credits: Freepix, Unsplash and by permission of the authors

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Solvency II - Benefits of Strategic Implementation
RegulationBanking & Finance
Asset management is the professional management and trading of securities and other types of assets to achieve a specific investment goal. Asset managers specialise in managing discretionary mandates and investment...Read more
Portrait image of Maeve Verdon
Maeve Verdon
Associate General Counsel, AIG Asset Management (Europe) Limited, Ireland
PSD II: Modernizing the EU Payment Services Landscape Through Effective Competition and Consumer Protection
RegulationBanking & Finance
On July 24, 2013, the European Commission (“the Commission”) issued a legislative proposal to update the existing Payments Services Directive (“PSD I”), which has been in force since 2007. The...Read more
Portrait image of Orestis Omran
Orestis Omran
Counsel, Dentons, Belgium
Portrait image of Emmanouela Nikolakopoulou
Emmanouela Nikolakopoulou
Associate Legal Counsel, Swift, Belgium
The European Economic Interest Grouping (EEIG) A Portuguese Experience
RegulationInsurance
Presently, Portugal is one of the countries where several multinational companies have decided to base their pooled, back-office or shared services. Natural, cultural and economic reasons are behind such decisions,...Read more
Portrait image of João Espanha
João Espanha
Partner, Espanha & Associados, Portugal
Portrait image of Carlos Fernandes
Carlos Fernandes
Head Legal Department, Cardif (BNPParibas insurance company), Portugal
The Modernisation of Insurance Law in the United Kingdom
RegulationInsurance
Insurance law in the UK has been modernised by the recent consumer and commercial insurance law reforms set out in the Consumer Insurance (Disclosure and Representations) Act 2012 (“CIDRA”) and...Read more
Portrait image of Ben Foat
Ben Foat
Group General Counsel, Post Office, UK
Bringing Fairness to FCPA Settlements: Protecting the Corporate Form through Respondeat Inferior Subsidiary Liability
RegulationGeneral
The 2012 United States Department of Justice (DOJ) and Securities Exchange Commission (SEC) resource guide to the FCPA (Guide) suggests two theories for imposing liability on an issuer for...Read more
Portrait image of Peter Manda
Peter Manda
Attorney, Peter Manda, Esq., USA
Expanding the Frontiers of Electronic Financial Transactions; But Can Regulations Keep Up?
RegulationBanking & Finance
Nearly every week in the past several months, multifaceted debates over new concepts in high frequency trading (HFT) of various instruments have emerged rapidly. HFT firms are developing new technology...Read more
Portrait image of Chaim Levin
Chaim Levin
Chief Legal Officer, Compagnie Financiere Tradition, USA
Public Enemy Number One: The Current Standing of Banks in the United States
RegulationBanking & Finance
Since the financial meltdown of 2008, highlighted by the Lehman Brothers collapse on September 15, the standing of banks in the United States has declined precipitously, with no current prospects...Read more
Portrait image of Bruce Ortwine
Bruce Ortwine
External Advisor, Global Legal and Compliance, Sumitomo Mitsui Trust Group, Inc.; Adjunct Professor of Law, Rutgers University School of Law, n/a, USA
Consumer Empowerment in The Internet of Things: A Silent Unfolding of a 'New Normal' Where Code Trumps Rights?
RegulationIT
The Internet of Things (IoT) is already here, estimated to encompass just short of 30 billion connected devices by 2020. These devices are made up of a physical object;...Read more
Portrait image of Hanne Melin Olbe
Hanne Melin Olbe
Director Global Public Policy, eBay Inc., Australia
Electronic Money: Special Aspects of Legal Regulation in Russia
RegulationBanking & Finance
The regulatory sphere of electronic money rose in 2011 by adoption of the Federal Law ? 161-FZ of June 27, 2011 “On the national payment system” (hereinafter referred to as...Read more
Portrait image of Valeria Steblyuk
Valeria Steblyuk
Senior Lawyer of Legal Department, Commercial Bank “Garanti Bank - Moscow” (ZAO), Russian Federation
Multilateral Interchange Fees Capping a Good Idea?
RegulationBanking & Finance
Consumers and shoppers in general, are increasingly using credit and debit cards to make payments for goods and services, leveraging the significant technical developments and breakthroughs in the field of...Read more
Portrait image of Sancho Guibert
Sancho Guibert
Associate General Counsel, Citibank, Spain
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