This website uses cookies

This website uses cookies to ensure you get the best experience. By using our website, you agree to our Privacy Policy

International In-house Counsel Journal logoInternational In-house Counsel Journal logo
Back to library search

Commercial Communications to Consumers: Concerns and Considerations

Abstract

Whilst marketing departments are one of the main pillars of commercial activity of those companies dealing with consumer clients, our European Union legislators sometimes show a lack of sectorial knowledge as they, to a certain extent, evidence some inability to find the right balance to adequately protect both sides of the marketing activities which do not need to be opposed: on one side, the safe and sound commercial activity which means sustainable economic growth and therefore jobs and sources of income for employees who, on the other hand, purchase goods and contract services of all kinds as final consumers of companies. Companies targeting consumer clients usually invest huge amounts of capital in launching marketing campaigns, and a meaningful part of it is made through commercial electronic communications such as SMS messages, electronic mailing, or either inbound or outbound telephone calls.

PLS LogoCopyright & permissions

Author

Portrait image of Sancho Guibert
Sancho Guibert
Associate General Counsel, Citibank, Spain

Sancho Guibert is a is a dual qualified lawyer (as solicitor in England and Wales and abogado in Spain), working at Citibank for more than 25 years under different roles and currently is a regional counsel for Citi's Legacy Franchises operating segment that primarily consists of the 14 international consumer businesses in Asia, Europe, the Middle East and Mexico that Citi chose to exit as part of its simplification strategy.

Company

Citibank logo

Citibank

Citi is a preeminent banking partner for institutions with cross-border needs, a global leader in wealth management and a valued personal bank in its home market of the United States. Citi does business in nearly 160 countries and jurisdictions, providing corporations, governments, investors, institutions and individuals with a broad range of financial products and services.

Related Papers

A Critical Examination of Albania’s New Data Protection Regime and Its Implications for Employee Privacy
The adoption of Law No 124/2024 ‘On the Protection of Personal Data’ marks a major transformation in Albania’s data protection framework.1 By repealing Law No 9887/2008 and aligning domestic law...Read more
Portrait image of Enik Pogace
Enik Pogace
Head of Employee Relations Division , Bank of Albania, Albania
Central Bank Digital Currencies: Conceptual Framework and Essential Legal Reforms for Regulation
The digitalization of the global economy is compelling central banks to position themselves as integral actors within the emerging digital paradigm . In response to rapid technological advancements, central banks...Read more
Portrait image of Murat Baykal
Murat Baykal
Senior Legal Counsel, Central Bank of Turkey, Turkey
Creditor Voting Rights During Business Rescue in Terms of the South African Companies Act 71 Of 2008
Chapter 6 of the South African Companies Act 71 of 2008 (the “Companies Act”) deals with a process referred to under South African law as “business rescue”, aimed at the...Read more
Portrait image of Stef du Plessis
Stef du Plessis
Specialist In-house Legal Counsel, Corporate and Investment Banking, a division of The Standard Bank of South Africa Limited, South Africa
From “Legal as Gatekeeper” to “Legal as Growth Engine”: Building a Digitally Enabled, Risk Intelligent In-house Function Across African and Offshore Markets
As financial services organisations digitise at pace and extend into multi-jurisdictional markets, in-house legal teams are being asked to do two things at once: uphold uncompressing standards of integrity...Read more
Portrait image of René  Du Preez
René Du Preez
Group Chief Legal Officer, Standard Bank Group, South Africa