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Winona Chan is an England & Wales qualified solicitor with in-house experience in regulated financial services, specialising in commercial, technology and outsourcing matters. She is currently Legal Counsel at Moneybox, where she advises on a broad range of legal and regulatory issues across financial products, technology infrastructure and customer-facing platforms, including supplier arrangements, technology procurement, AI deployment and governance, and customer documentation in a regulated environment. Previously, she worked at Aldermore Bank and Blake Morgan, focusing on commercial contracts, outsourcing and technology transactions across multiple sectors. Her interests lie in how businesses structure commercial relationships in practice, particularly how contract design, risk allocation and operational processes can support better decision-making, efficiency and scalable growth.